{"text_format":"1","workbook":"xlsx","n_sheets":1,"sheets":["P1"],"not_rendered":{"charts":0,"images":0,"macros":1,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"P1","index":0,"n_rows":117,"n_cols":10,"rows_kept":117,"cut":false,"hidden":false,"merged":[]}
["Policy Name","Insured","Sex","Age","Initial Death Benefit Option","Initial Premium","Initial Specified Amount","Outside Loan Interest ","Risk","Crediting Rate"]
["Signature Performance Indexed Universal Life","Valued Client","Male",30,"Increasing",7500,250000,5.4600000000000003E-2,"Standard Non-Nicotine Use",5.96E-2]
[]
["Year","Age","PremiumOutlay","TotalIncome","Total Loan","LoanInterest","TotalLoanBalance","NetPolicyValue","NetCashSurrenderValue","NetDeathBenefit"]
[1,{"$f":"D2+1","v":31},7500,0,0,0,0,6718,1770,256718]
[2,{"$f":"B5+1","v":32},7500,0,0,0,0,13786,9334,263786]
[3,{"$f":"B6+1","v":33},7500,0,0,0,0,21230,17273,271230]
[4,34,7500,0,0,0,0,29070,25607,279070]
[5,35,7500,0,0,0,0,37334,34367,287334]
[6,36,7500,0,0,0,0,46046,43571,296046]
[7,37,7500,0,0,0,0,55226,53246,305226]
[8,38,7500,0,0,0,0,64896,63411,314896]
[9,39,7500,0,0,0,0,75075,74085,325075]
[10,40,7500,0,0,0,0,85789,85294,335789]
[11,41,0,0,0,0,0,90720,90720,220450]
[12,42,0,0,0,0,0,95936,95936,226410]
[13,43,0,0,0,0,0,101449,101449,232318]
[14,44,0,0,0,0,0,107272,107272,238143]
[15,45,0,0,0,0,0,113428,113428,243869]
[16,46,0,0,0,0,0,119933,119933,250660]
[17,47,0,0,0,0,0,126808,126808,257420]
[18,48,0,0,0,0,0,134072,134072,264122]
[19,49,0,0,0,0,0,141747,141747,270737]
[20,50,0,0,0,0,0,149856,149856,277234]
[21,51,0,0,0,0,0,158423,158423,281994]
[22,52,0,0,0,0,0,167488,167488,286404]
[23,53,0,0,0,0,0,177078,177078,290408]
[24,54,0,0,0,0,0,187225,187225,293944]
[25,55,0,0,0,0,0,197968,197968,296952]
[26,56,0,0,0,0,0,209350,209350,305651]
[27,57,0,0,0,0,0,221395,221395,314382]
[28,58,0,0,0,0,0,234149,234149,323126]
[29,59,0,0,0,0,0,247657,247657,331860]
[30,60,0,0,0,0,0,261965,261965,340555]
[31,61,0,0,0,0,0,277124,277124,354719]
[32,62,0,0,0,0,0,293153,293153,369372]
[33,63,0,0,0,0,0,310098,310098,384521]
[34,64,0,0,0,0,0,328013,328013,400176]
[35,65,0,0,0,0,0,346955,346955,416347]
[36,66,0,22859.040000000001,24107.143584000001,1248.1035840000002,24107.143584000001,366991,343455,413184]
[37,67,0,22859.040000000001,49530.537207686401,2564.3536236864002,49530.537207686401,388155,339799,409667]
[38,68,0,22859.040000000001,76342.048123226094,3952.4709155396781,76342.048123226094,410512,335981,405768]
[39,69,0,22859.040000000001,104617.46753475425,5416.3794115281453,104617.46753475425,434128,331993,401453]
[40,70,0,22859.040000000001,134436.72484615183,6960.2173113975832,134436.72484615183,459072,327825,396686]
[41,71,0,22859.040000000001,165884.11360675172,8588.3487605998907,165884.11360675172,485413,323465,386569]
[42,72,0,22859.040000000001,199048.52979368038,10305.376186928645,199048.52979368038,513299,318974,375437]
[43,73,0,22859.040000000001,234023.72310441535,12116.15331073495,234023.72310441535,542840,314369,363225]
[44,74,0,22859.040000000001,270908.56196991645,14025.798865501079,270908.56196991645,574162,309682,349874]
[45,75,0,22859.040000000001,309807.31303747388,16039.711067557439,309807.31303747388,607421,304965,335336]
[46,76,0,22859.040000000001,350829.93591331993,18163.582875846074,350829.93591331993,642799,300294,332434]
[47,77,0,22859.040000000001,394092.39399818715,20403.418084867269,394092.39399818715,680136,295396,329402]
[48,78,0,22859.040000000001,439716.98229448817,22765.548296301018,439716.98229448817,719525,290242,326219]
[49,79,0,22859.040000000001,487832.67311176722,25256.650817279053,487832.67311176722,761055,284799,322852]
[50,80,0,22859.040000000001,538575.48064766964,27883.767535902491,538575.48064766964,804813,279018,319259]
[51,81,0,22859.040000000001,592088.84547503246,30654.324827362765,592088.84547503246,850878,272839,315383]
[52,82,0,22859.040000000001,648524.04002196924,33576.154546936777,648524.04002196924,899319,266184,311150]
[53,83,0,22859.040000000001,708040.59619116876,36657.516169199524,708040.59619116876,950206,258967,306478]
[54,84,0,22859.040000000001,770806.75632720662,39907.120136037818,770806.75632720662,1003587,251071,301250]
[55,85,0,22859.040000000001,836999.94880667212,43334.152479465483,836999.94880667212,1059487,242348,295323]
[56,86,0,22859.040000000001,906807.28959551651,46948.300788844303,906807.28959551651,1117906,232617,288512]
[57,87,0,22859.040000000001,980426.11119143176,50759.781595915207,980426.11119143176,1178811,221650,280591]
[58,88,0,22859.040000000001,1058064.520446484,54779.369255052181,1058064.520446484,1242127,209170,271276]
[59,89,0,22859.040000000001,1139941.9868468621,59018.426400378034,1139941.9868468621,1307763,194871,260259]
[60,90,0,22859.040000000001,1226289.9629127008,63488.936065838679,1226289.9629127008,1375761,178570,247358]
[61,91,0,22859.040000000001,1317352.5384717344,68203.535559033466,1317352.5384717344,1446647,160554,218420]
[62,92,0,22859.040000000001,1413387.130656291,73175.552184556698,1413387.130656291,1522347,142499,188169]
[63,93,0,22859.040000000001,1514665.2115741246,78419.040917833496,1514665.2115741246,1603836,125112,157189]
[64,94,0,22859.040000000001,1621473.0757100719,83948.824135947216,1621473.0757100719,1692332,109335,126258]
[65,95,0,22859.040000000001,1734112.649227842,89780.533517769931,1734112.649227842,1789386,96423,114316]
[66,96,0,22859.040000000001,1852902.3434596823,95930.654231840177,1852902.3434596823,1891657,82723,101640]
[67,{"$f":"B70+1","v":97},0,22859.040000000001,1978177.954996581,102416.57153689866,1978177.954996581,1999358,68121,88115]
[68,98,0,22859.040000000001,2110293.6149233943,109256.61992681332,2110293.6149233943,2112749,52531,73659]
[69,99,0,22859.040000000001,2249622.7898822115,116470.13495881733,2249622.7898822115,2231998,35757,58077]
[70,100,0,22859.040000000001,2396559.3377937805,124077.50791156875,2396559.3377937805,2357271,17580,41153]
[71,101,0,0,2527411.4776373208,130852.13984354043,2527411.4776373208,2488805,21367,46255]
[72,102,0,0,2665408.1443163184,137996.66667899772,2665408.1443163184,2626878,24718,50987]
[73,103,0,0,2810939.4289959893,145531.28467967099,2810939.4289959893,2771809,27572,55290]
[74,104,0,0,2964416.7218191703,153477.29282318102,2964416.7218191703,2923993,29920,59160]
[75,105,0,0,3126273.874830497,161857.15301132671,3126273.874830497,3083862,31773,62611]
[76,106,0,0,3296968.4283962422,170694.55356574515,3296968.4283962422,3251836,33102,65620]
[77,107,0,0,3476982.904586677,180014.47619043483,3476982.904586677,3428348,33871,68155]
[78,108,0,0,3666826.1711771097,189843.26659043258,3666826.1711771097,3613830,34016,70154]
[79,109,0,0,3867034.8801233801,200208.7089462702,3867034.8801233801,3809001,33729,71819]
[80,110,0,0,4078174.9845781168,211140.10445473657,4078174.9845781168,4014423,33021,73165]
[81,111,0,0,4300843.3387360824,222668.35415796519,4300843.3387360824,4230704,31917,74224]
[82,112,0,0,4535669.3850310724,234826.04629499011,4535669.3850310724,4458641,30600,75187]
[83,113,0,0,4783316.9334537694,247647.54842269656,4783316.9334537694,4698862,29050,76038]
[84,114,0,0,5044486.0380203454,261169.10456657581,5044486.0380203454,4952028,27244,76765]
[85,115,0,0,5319914.9756962564,275428.93767591089,5319914.9756962564,5218838,25161,77349]
[86,116,0,0,5610382.3333692718,290467.35767301562,5610382.3333692718,5500026,22775,77775]
[87,117,0,0,5916709.2087712344,306326.87540196226,5916709.2087712344,5796369,20059,78023]
[88,118,0,0,6239761.531570144,323052.32279890939,6239761.531570144,6108681,16985,78072]
[89,119,0,0,6580452.5111938743,340690.97962372989,6580452.5111938743,6437825,13522,77900]
[90,120,0,0,6939745.2183050597,359292.70711118553,6939745.2183050597,6784706,9637,77484]
[91,121,0,0,7318655.3072245158,378910.08891945629,7318655.3072245158,7150281,5293,76796]
[92,122,0,0,7718253.8869989747,399598.5797744586,7718253.8869989747,0,0,0]
[93,123,0,0,8139670.549229119,421416.66223014402,8139670.549229119,0,0,0]
[94,124,0,0,8584096.5612170286,444426.01198790991,8584096.5612170286,0,0,0]
[95,125,0,0,9052788.2334594782,468691.67224244977,9052788.2334594782,0,0,0]
[96,126,0,0,9547070.4710063655,494282.23754688754,9547070.4710063655,0,0,0]
[97,127,0,0,10068340.518723313,521270.04771694756,10068340.518723313,0,0,0]
[98,128,0,0,10618071.911045605,549731.3923222929,10618071.911045605,0,0,0]
[99,129,0,0,11197818.637388695,579746.72634309006,11197818.637388695,0,0,0]
[100,130,0,0,11809219.534990117,611400.89760142274,11809219.534990117,0,0,0]
[101,131,0,0,12454002.921600576,644783.38661046047,12454002.921600576,0,0,0]
[102,132,0,0,13133991.481119968,679988.55951939151,13133991.481119968,0,0,0]
[103,133,0,0,13851107.415989118,717115.93486915028,13851107.415989118,0,0,0]
[104,134,0,0,14607377.880902123,756270.46491300582,14607377.880902123,0,0,0]
[105,135,0,0,15404940.713199379,797562.83229725598,15404940.713199379,0,0,0]
[106,136,0,0,16246050.476140065,841109.76294068608,16246050.476140065,0,0,0]
[107,137,0,0,17133084.832137313,887034.35599724762,17133084.832137313,0,0,0]
[108,138,0,0,18068551.26397201,935466.43183469737,18068551.26397201,0,0,0]
[109,139,0,0,19055094.162984882,986542.89901287179,19055094.162984882,0,0,0]
[110,140,0,0,0,0,0,0,0,0]
[111,141,0,0,0,0,0,0,0,0]
[112,142,0,0,0,0,0,0,0,0]
[113,143,0,0,0,0,0,0,0,0]